About Magnolia

A family business that treats your files like our own.

A family-run, woman-owned processing company for loan officers and brokers across Florida and Texas — built on two generations of doing this work with care.

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Who we are

Two generations. One steady standard.

Magnolia Processing is a family business, founded and run by Sharon and Meghan Hughes. Between them they bring more than forty years in mortgage processing — and a shared belief that a well-run file is a quiet one. We take loans from application to closing, or step in to clear conditions, with steady communication and a calm hand on every detail. Conventional, government, jumbo, or non-QM, across Florida and Texas — we handle the whole board so you can stay in front of your clients and referral partners.

Meet the team

The people behind your files.

Sharon Hughes

Co-founder · 30+ years

Sharon has spent more than thirty years in mortgage processing, and it shows in the calm she brings to a busy pipeline. She’s guided thousands of files to the closing table through every kind of market, and she still reads each one line by line. Work with Sharon and you tend to stop worrying about your conditions — she’s already three steps ahead.

Meghan Hughes

Co-founder · 10 years

Meghan brings ten years in mortgage processing and a gift for keeping borrowers at ease and files moving. She’s fluent in today’s systems and turn-time pressure, syncs quickly with how each loan officer likes to work, and treats every borrower like a name — not a number. She’s a big part of why a hand-off to Magnolia feels effortless.

How we work

Calm, certain, and always in your name.

Calm and certain

No drama, no chasing us for updates. You'll always know where a file stands.

On time, on purpose

Conditions get worked daily. Deadlines are the point, not an afterthought.

Your name, your relationship

We work behind you. Borrowers and partners experience you, well supported.

Family-run

Held to a family standard.

We built Magnolia the way we’d want to be treated: files handled with care, updates you never have to chase, and people who actually pick up the phone. When you hand us a loan, you’re working with the owners — not a queue.

Let's see if we're a fit.

A short call is the fastest way to find out. No pressure, no obligation.

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