Services & pricing

Full service, or client-disclosed.

Pick the level of support you need. Both are flat per funded file — you pay only when the loan funds.

Book an intro call
What we offer

Two ways to work with us — in plain terms.

Not sure which one you need? Here's what each actually means for your pipeline.

Full-file processing icon

Full Service

Hand us the loan at application and we take it the whole way. We collect documents, order appraisal, title, and payoffs, run income and asset verifications, coordinate disclosures, pre-review the file before underwriting, and clear conditions through to the closing table. You originate — we handle the paperwork.

Best for: loan officers who want the entire file off their plate.
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Limited Service (client disclosed)

Same full processing as Full Service — you just register and disclose the loan yourself. From there we order third-party items, verify income and assets, submit, clear conditions, and take it through closing and funding.

Best for: loan officers set up to disclose who want everything after handled.
Full Service · start to finish
$1,095/ funded file

From application to clear-to-close. We take the whole file so you can keep originating.

  • Initial file review and setup
  • Document collection and borrower follow-up
  • Order and track appraisal, title, and payoffs
  • Income, employment, and asset verifications
  • Registration and disclosing
  • Closing, funding, and post-close package
  • Pre-submission review — we scrub the file before it goes to underwriting
  • Clear conditions through clear-to-close
  • Regular status updates to you
Book an intro call
Limited Service · client disclosed
$995/ funded file

Everything in Full Service — you just register and disclose the loan yourself. We take the file from there through closing and funding.

  • Third-party items — title, HOI, and payoffs
  • Appraisal ordered and tracked
  • Income, employment, and asset verifications
  • Pre-submission review, then submission to underwriting
  • Clear conditions through clear-to-close
  • Closing, funding, and post-close package
Book an intro call

Need something beyond these two packages? Additional services are available by consultation — tell us what you're working with and we'll tailor a fit. Book a call.

How it works

How your file moves through Magnolia.

File hand-off

1 · You hand off the file

Send us the file — or just the conditions. In Arive? Add our seat and we’re on the file in minutes. We set up a clean intake and confirm exactly what’s needed.

Document processing and verification

2 · We process & verify

Documents collected; appraisal, title, and payoffs ordered; income and assets verified; disclosures coordinated.

Underwriting conditions cleared

3 · Conditions cleared

We pre-review, submit, and work every underwriting condition daily until the file is clean.

Clear to close

4 · Clear to close

We coordinate with title and settlement and drive the file to the table — with you looped in the whole way.

Every loan type

One partner across your whole pipeline.

Conventional, government, jumbo, and non-QM — we process the full board, so you're not juggling processors by product.

ConventionalFHAVAUSDAJumboNon-QMBank-statementDSCR / Investor
Where we work

Florida and Texas now — more states coming.

We’re processing in Florida and Texas today, and expanding from there. Working a loan in a state that’s coming soon? Reach out — we’ll tell you where we stand.

Map of the United States with Florida and Texas filled in as licensed states Magnolia Processing serves, and all other states shaded as coming soon